These Terms & Conditions (these "Terms") are a legally binding agreement between you and S.O.T. School of Trading Inc., a corporation incorporated under the laws of British Columbia, Canada, with its registered office at (the "Company", "we", "us", or "our").
These Terms govern your access to and use of: (a) the websites located at schooloftrading.ca and beginnertrader.vercel.app, including all subdomains, successor domains, and mirrors; (b) all courses, curricula, lessons, live and recorded classes, webinars, workshops, mentorship and coaching sessions, and educational materials we offer; (c) our online communities, including any Discord server, forum, group chat, or member area we operate; (d) all software, tools, applications, calculators, report cards, leaderboards, and downloadable resources we make available; and (e) any related events, whether online or in person (collectively, the "Services").
By clicking "I agree" (or a similar button or checkbox), creating an account, making a purchase, joining our community, attending a session, or otherwise accessing or using any part of the Services, you: (i) acknowledge that you have read and understood these Terms; (ii) represent that you meet the eligibility requirements in Section 3; and (iii) agree to be bound by these Terms and by our Privacy Policy, Copyright Infringement (DMCA & Notice-and-Notice) Policy, and Copyright & Intellectual Property Notice, each of which is incorporated into these Terms by reference. If you do not agree, you must not access or use the Services.
If you accept these Terms on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and "you" includes that entity.
In these Terms: "Content" means all information and materials available on or through the Services, including text, curricula, frameworks, methodologies, checklists, grading systems, sequence notations, terminology, videos, livestreams, recordings, audio, images, charts, chart mark-ups, screenshots, graphics, code, software, documents, templates, quizzes, report card formats, and any other materials, whether created by the Company or licensed from third parties, but excluding User Content. "User Content" means content that you or other users submit, post, upload, transmit, or display on or through the Services, including messages, questions, chart mark-ups, journal entries, screenshots, video, audio, and community posts. "Demonstration" has the meaning given in Section 7. "Member" means a person with an account or enrolment in any part of the Services. "Instruments" means securities, futures contracts, options, contracts for difference, foreign exchange, digital assets or cryptocurrencies, commodity interests, and any other financial instruments or derivatives. "Released Parties" means the Company and its shareholders, directors, officers, employees, instructors (including Pawandeep Singh Padda), contractors, moderators, agents, licensors, successors, and assigns.
The Services are designed for and directed to adults. To create an account, make a purchase, or enter into these Terms in your own name, you must have reached the age of majority in your jurisdiction of residence (19 years of age in British Columbia) and have the legal capacity to form a binding contract.
A person who is at least 13 years old but under the age of majority (a "Minor") may access the Services only if all of the following conditions are met: (a) the Minor's parent or legal guardian has read and accepted these Terms on the Minor's behalf, agrees to be bound by these Terms both personally and on behalf of the Minor, and assumes full responsibility for the Minor's use of the Services; (b) the parent or legal guardian has provided verifiable consent, including the consents described in our Privacy Policy, in the form we require; (c) all purchases relating to the Minor's access are made by the parent or legal guardian; and (d) the parent or legal guardian supervises the Minor's participation, including participation in any community. We may refuse, condition, limit, suspend, or revoke a Minor's access at any time in our sole discretion, and we may require additional verification of age or consent at any time.
Nothing in the Services encourages, invites, or is intended to enable any Minor to open a brokerage, futures, funded, or evaluation account, to trade real funds, or to enter into any financial transaction. Any educational participation by a Minor is intended to be limited to study and, where applicable, simulated or paper-trading environments. The parent or legal guardian is solely responsible for ensuring the Minor does not trade real funds and for any consequences if the Minor does.
The Services are not directed to children under 13. Persons under 13 may not access or use the Services under any circumstances, and we do not knowingly collect personal information from children under 13. If we learn that a person under 13 is using the Services, we will terminate that access and delete associated personal information as described in our Privacy Policy.
If you misrepresent your age, or if a parent or guardian misrepresents consent, you (and, where applicable, the parent or guardian) assume all responsibility arising from that misrepresentation, and the protections, disclaimers, releases, and indemnities in these Terms will apply to the fullest extent permitted by law.
The Services are operated from British Columbia, Canada. We make no representation that the Services are appropriate or lawful in any particular jurisdiction. You are responsible for compliance with the laws that apply to you, and you may not use the Services where doing so is prohibited.
Without limiting the statement above, nothing in the Content, in any class, livestream, Demonstration, community post, message, report card, leaderboard, email, or other communication from the Company or its personnel constitutes, or is intended to constitute:
The Content teaches general concepts, frameworks, historical examples, and analytical techniques. Markets are uncertain; any statement about markets is inherently an opinion about an uncertain future. You should treat everything in the Services the way you would treat a textbook, a lecture, or a documentary: as material to study and critically evaluate — never as a directive to act.
Before making any financial decision, you should conduct your own research and consult a qualified, licensed professional (such as a registered investment adviser, dealer representative, lawyer, or accountant) who can evaluate your individual circumstances.
The Company and its personnel, including its founder and instructor Pawandeep Singh Padda, are not registered or licensed as an investment adviser, portfolio manager, investment dealer, broker, futures commission merchant, commodity trading advisor, or in any similar capacity with the British Columbia Securities Commission, any other member of the Canadian Securities Administrators, the Canadian Investment Regulatory Organization (CIRO), the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority (FINRA), the U.S. Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), or any other securities, commodities, or financial-services regulator in any jurisdiction, and nothing in the Services is an offer or holding out to perform any activity that requires such registration.
Your use of the Services does not create any adviser-client, broker-client, fiduciary, agency, partnership, joint-venture, employment, or other professional or special relationship between you and any Released Party. No Released Party owes you any fiduciary duty, duty of suitability, duty to monitor, duty to warn, or duty to update any information. The Company does not open, hold, manage, or trade any account on your behalf; does not accept, custody, pool, or handle client funds for trading; does not execute trades for you; and does not have access to, or responsibility for, your brokerage, prop-firm, or exchange accounts.
You acknowledge and understand that, among other risks: (a) leverage magnifies both gains and losses, and small market movements can produce large losses quickly; (b) markets can gap, move limit-up or limit-down, or become illiquid, making it impossible to exit at intended prices, and stop-loss orders do not guarantee limiting losses; (c) volatility around news events, session opens (including the New York equity open), and low-liquidity periods can be extreme; (d) technology failures — platform outages, data-feed errors, order-routing failures, internet disruption — can cause losses; (e) fees, commissions, spreads, and slippage reduce returns and can turn profitable strategies unprofitable; (f) evaluation, challenge, and funded accounts offered by proprietary trading ("prop") firms are typically simulated, are governed entirely by those firms' rules, may be modified or revoked by those firms, and any fees paid to such firms may be lost in full; (g) digital-asset markets carry additional risks including exchange failure, custody loss, fraud, and extreme volatility; and (h) no methodology, framework, setup, model, checklist, grading system, or risk-management technique — including anything taught in the Services — eliminates the risk of loss or ensures profits.
A strategy that appears effective historically or in a classroom setting may fail in live conditions, in different sessions or market regimes, or when executed by a different person with different psychology, latency, sizing, or discipline.
Past performance — whether of the Company, any instructor, any Member, or any strategy, model, or setup — is not indicative of, and is no guarantee of, future results.
From time to time, the Company or its instructors may display, stream, record, review, or discuss live or historical trading activity, including trades placed in real, simulated, demo, or evaluation accounts, chart mark-ups, order-flow footage, trade recaps, report cards, and screen shares (each, a "Demonstration"). You acknowledge and agree that every Demonstration:
The Company does not represent, warrant, or guarantee the accuracy, completeness, or profitability of any Demonstration or of any displayed statistics, win rates, R-multiples, grades, or performance figures, whether relating to the Company, instructors, or Members.
The Company does not offer copy-trading, mirror-trading, auto-trading, trade-alert, or signal services. If you choose to place any trade — including any trade that resembles, mirrors, is inspired by, or is influenced by any Content, Demonstration, class, community discussion, or communication from any Released Party or any Member — you do so entirely on your own initiative, using your own independent judgment, at your own risk, and for your own account. You acknowledge that: (a) no Released Party knows your financial circumstances, objectives, or risk tolerance; (b) no Released Party has any duty to monitor your activity, warn you, or update you; (c) any perceived pattern of the Company's or an instructor's trading is not an invitation to replicate it; and (d) you are solely responsible for all of your trading and investment decisions and their outcomes, including all losses, fees, taxes, and consequences. You agree not to assert reliance on any Content or Demonstration as the basis of any claim against any Released Party.
Any testimonials, reviews, success stories, student results, report cards, leaderboard placements, income figures, funded-account passes, payout screenshots, or similar materials that appear on or through the Services (or in our marketing) reflect individual experiences under specific conditions. They are not typical, are not verified unless expressly stated, may reflect simulated accounts, and are not a promise or projection of what you will achieve. Most people who attempt to trade actively lose money. Your results will depend on factors within and beyond your control, including your capital, discipline, psychology, market conditions, and luck. The Company makes no earnings claims and guarantees no outcome of any kind, including passing any evaluation, obtaining funding, achieving profitability, or improving performance.
To access certain Services you must create an account and/or join our community platforms. You agree to: (a) provide accurate, current, and complete information, including your legal name, date of birth or age confirmation, and contact details, and to keep them updated; (b) maintain the confidentiality of your credentials and not share, sell, lend, or transfer your account or access with or to any other person; (c) be responsible for all activity under your account; and (d) notify us promptly at info@schooloftrading.ca of any unauthorized use. Accounts are personal to you. One person per account; one account per person unless we approve otherwise in writing. We may refuse registration, reclaim usernames, or require re-verification at any time. We may suspend or terminate accounts as set out in Section 23.
Pricing. Prices for courses, memberships, subscriptions, events, and other offerings are as displayed at the time of purchase, are in Canadian dollars unless stated otherwise, and may change at any time (changes do not affect amounts already paid, and subscription price changes take effect on renewal after notice to you).
Payment. Payments are processed by third-party payment processors (as of the Last Updated date: Stripe). By purchasing, you authorize us and our processors to charge your selected payment method for the amounts due, including applicable taxes. You represent that you are authorized to use the payment method provided. We do not store full card numbers on our own systems.
Subscriptions and auto-renewal. Subscriptions renew automatically at the then-current rate for successive periods equal to the initial term until cancelled. You may cancel at any time via your account settings or by written notice to info@schooloftrading.ca; cancellation takes effect at the end of the current billing period, and you retain access until then. We may suspend access for failed or overdue payments.
Taxes. You are responsible for all applicable taxes, duties, and government charges (including GST/PST/HST where applicable), which will be added where required.
Promotions. Discounts, trials, bundles, and promotional offers are subject to any additional terms presented with the offer, are non-transferable, and may be modified or withdrawn at any time.
All sales are final. Because the Services consist of digital content, education, and community access that is delivered or made available immediately upon purchase, all fees are non-refundable and non-creditable once access has been granted, except: (a) where a specific written refund policy is presented at checkout for a particular offering, in which case that policy governs for that offering; or (b) where a refund or cancellation right is required by applicable law that cannot be excluded (see Section 28), including any applicable rights of consumers under the Business Practices and Consumer Protection Act (British Columbia) relating to distance sales or future performance contracts.
Chargebacks. If you initiate a chargeback, payment dispute, or reversal that we reasonably determine to be unfounded, we may immediately suspend or terminate your access to all Services, recover the disputed amounts plus any fees and costs we incur, and refuse future service. You agree to contact us first at info@schooloftrading.ca to resolve billing issues before initiating any dispute with your payment provider.
Our cancellation rights. We may reschedule, substitute instructors for, modify, or cancel any class, event, or offering. If we cancel a paid offering in its entirety before delivery and do not provide a substitute, your remedy is a refund of the amount paid for that offering, which you agree is your sole and exclusive remedy.
Subject to your compliance with these Terms and payment of all applicable fees, the Company grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and view the Content, solely for your own private, non-commercial educational use, only through the interfaces we provide, and only during the period of your valid enrolment or membership. All rights not expressly granted are reserved by the Company and its licensors. This licence terminates automatically when your access ends or these Terms are terminated, and Sections 14 and 15 survive any termination.
The Services and all Content — including course structures and curricula; teaching frameworks, methodologies, and models; grading tiers, checklists, and evaluation systems (including report card formats and edge-validation materials); proprietary terminology, naming conventions, and notation systems; videos, livestreams, and recordings; charts, mark-ups, and screenshots; documents, templates, and software; and the design, look and feel, branding, and arrangement of the Services — are owned by the Company or its licensors and are protected by Canadian, United States, and international copyright, trademark, trade secret, and other intellectual property laws. "S.O.T.", "School of Trading", "S.O.T. School of Trading", associated logos, and our other names and marks are trademarks of the Company, whether or not registered. Nothing in these Terms transfers any ownership to you, and no rights are granted by implication, estoppel, or otherwise. See our Copyright & Intellectual Property Notice for additional detail.
Except as expressly permitted in Section 13 or with our prior written consent, you must not, and must not permit, assist, or enable any other person to:
You acknowledge that breach of this Section 15 or of Section 14 would cause the Company irreparable harm for which damages would be an inadequate remedy, and that the Company is entitled to seek injunctive and other equitable relief (without posting security) in addition to all other remedies, including account termination without refund, statutory damages where available, and recovery of costs of enforcement.
Our communities exist for study, accountability, and respectful discussion. When participating in any community or interactive feature, you must not: (a) harass, threaten, defame, demean, or discriminate against any person; (b) post content that is unlawful, obscene, sexually explicit, hateful, violent, or otherwise objectionable, or that is inappropriate given that Minors may be present; (c) give, offer, or solicit personalized trading or investment advice, signals, or account management, or present your posts as the Company's views or advice; (d) promote, advertise, or solicit for outside products, services, communities, investment opportunities, or fundraising without our prior written consent; (e) post other people's personal information without their consent; (f) spam, flood, or disrupt discussions; (g) share, request, or coordinate the sharing of Content in violation of Section 15; or (h) violate the rules of any third-party platform (such as Discord) that hosts a community.
We may (but have no obligation to) monitor, moderate, edit, remove, or decline to post any User Content, and may restrict, mute, suspend, or remove any participant at any time, with or without notice, for any conduct we consider harmful to the community or inconsistent with these Terms. Views expressed by Members are their own; the Company does not endorse, verify, or assume responsibility for any User Content, and Member posts are not advice from the Company.
Your ownership. You retain ownership of your User Content.
Licence to us. By submitting User Content, you grant the Company a worldwide, non-exclusive, royalty-free, sublicensable, transferable licence to host, store, reproduce, adapt, format, translate, publicly display, publicly perform, distribute, and otherwise use your User Content in connection with operating, providing, moderating, archiving, promoting within the Services, and improving the Services, for the duration of applicable intellectual-property rights. External marketing use of User Content that identifies you is governed by Section 19. To the fullest extent permitted by law, you irrevocably waive, and agree not to assert, any moral rights (including rights of attribution and integrity) you may have in your User Content as against the Company and its sublicensees, in respect of the uses licensed above.
Your responsibility. You represent and warrant that you own or have all rights needed to grant the licence above; that your User Content does not infringe any third party's rights (including intellectual-property, privacy, and publicity rights) or any platform's terms; and that it complies with these Terms and applicable law. You are solely responsible for your User Content and for any consequences of posting it, including anything another person does in response to it.
Feedback. If you provide suggestions, ideas, or feedback about the Services, you agree we may use them without restriction, attribution, or compensation, and you assign to the Company all rights in such feedback to the extent permitted by law.
Session recordings. Live classes, webinars, coaching calls, community voice/video sessions, and events may be recorded by the Company. Recordings may capture your voice, video, likeness, screen shares, username or display name, chat messages, and questions. By joining or remaining in any session that is identified as recorded (or where recording indicators are visible), you consent to being recorded and to the Company's use of the recording within the Services — including in course archives and replays available to Members — for the duration of applicable rights. If you do not wish to appear, keep your camera and microphone off, use a pseudonymous display name, refrain from posting in chat, or do not attend live (replays may be available). External marketing use of recordings that identify you requires the separate consent described in Section 19.
Report cards and leaderboards. As an inherent, disclosed feature of our community model, the Company may generate performance, behavioural, and progress analytics relating to your participation — including grades, scores, streaks, adherence metrics, trade-review outcomes, and similar measures ("Report Cards") — and may display Report Cards and rankings ("Leaderboards") to other Members within the Services under your display name. You may use a pseudonymous display name, and you may request exclusion from Leaderboards or member-visible Report Cards by written request to info@schooloftrading.ca, which we will apply prospectively within a reasonable time (certain programs whose core design is peer accountability may require participation in these features; if so, that requirement will be disclosed before you enrol in that program). Report Cards and Leaderboards are educational and motivational tools only: they are not audited, not verified performance records, may be based on simulated activity or self-reported data, and must not be relied on by anyone for any decision.
Accuracy. We do not warrant the accuracy of any Report Card, Leaderboard, grade, or metric, and we may correct, recalculate, redesign, or discontinue them at any time.
The Company does not use your identifiable name, image, voice, video, Report Card, results, or testimonial in external marketing (including on public websites, social media, or advertisements) unless you have given separate, express consent through our written Consent & Media Release (or an equivalent recorded consent). That release — not these Terms — governs the scope of any such use. Where you have given such consent: (a) you may withdraw it at any time on written notice, effective prospectively for materials created after we process the withdrawal (we will use commercially reasonable efforts to discontinue further distribution of existing materials, but cannot recall copies already published or distributed); (b) unless the release states otherwise, no compensation is owed for such use; and (c) the Company may anonymize, blur, crop, or excerpt materials. For Minors, such consent may be given only by the parent or legal guardian. Independently of any release, the Company may always use aggregated or de-identified statistics that do not identify you.
The Services reference, link to, integrate with, or are hosted on third-party platforms and services — including, for example, Discord, Vercel, learning-management systems, charting and order-flow platforms (such as ATAS, Bookmap, or TradingView), data providers, payment processors, brokers, exchanges, and proprietary trading firms (such as evaluation/funded-account providers) (collectively, "Third-Party Services"). Third-Party Services are governed solely by their own terms and privacy policies. The Company does not control, endorse, warrant, or assume any responsibility for any Third-Party Service, including its availability, accuracy, security, pricing, rules, payout practices, solvency, or conduct. Your dealings with any Third-Party Service — including opening accounts, paying fees, passing or failing evaluations, and receiving or not receiving payouts — are solely between you and that third party, at your own risk.
Affiliate disclosure. The Company may receive compensation — including affiliate commissions, referral fees, discounts, or other benefits — when you click links to, sign up with, or purchase from certain Third-Party Services (for example, prop-trading firms or software vendors). Such compensation may influence which services we mention. Any mention or link is not a recommendation, endorsement, or statement of suitability, and you should independently evaluate any Third-Party Service before using it.
Future offerings. Any future products the Company or its affiliates may launch — including any proprietary-trading, evaluation, funded-account, brokerage, or platform offering — will be governed by their own separate terms, and nothing in these Terms constitutes an offer of any such product.
Charts, quotes, prices, order-flow data, statistics, news, and other market information displayed in the Services originate from third-party sources, may be delayed, incomplete, inaccurate, or unavailable, and are provided for educational illustration only. Such data may be subject to the intellectual-property rights and licence terms of exchanges and data vendors. The Company does not warrant the accuracy, timeliness, or completeness of any market data and is not liable for any decision made or action taken in reliance on it. You must not use market data presented in the Services for trading decisions; obtain your own licensed, real-time data from appropriate providers.
We are continuously developing the Services. We may add, change, reorganize, restrict, suspend, or discontinue any part of the Services or Content — including curricula, instructors, schedules, community platforms, features, tools, Report Cards, and Leaderboards — at any time, with or without notice, and without liability, provided that if we permanently discontinue a paid offering before delivering it, Section 12 applies. Access depends on the internet, third-party platforms, and systems beyond our control; we do not warrant that the Services will be uninterrupted, timely, secure, or error-free, and scheduled or emergency downtime may occur. Features identified as beta, preview, or experimental are provided as-is, may be modified or withdrawn at any time, and may be less reliable than other features.
Changes to these Terms. We may amend these Terms from time to time. The "Last Updated" date will change, and for material changes we will provide reasonable advance notice (for example, by email, in-product notice, or community announcement). Changes apply prospectively from their effective date. If you do not agree to amended Terms, your remedy is to stop using the Services and cancel any subscription before the changes take effect; your continued use after the effective date constitutes acceptance. Where the law of your jurisdiction requires express consent to material amendments, we will obtain it.
These Terms apply from your first access to the Services and continue until terminated. You may stop using the Services at any time and may cancel subscriptions as described in Section 11. We may suspend, restrict, or terminate your access to any or all of the Services, with or without notice, if: (a) you breach these Terms or any incorporated policy; (b) you engage in conduct we reasonably consider harmful to the Company, Members, instructors, or the community, including infringement, harassment, deception, or attempted circumvention of protections; (c) required by law or by a third-party platform; (d) your payment fails or is charged back; or (e) we discontinue the Services. Except where the law requires otherwise, termination for cause under (a), (b), or (d) does not entitle you to any refund. Upon termination: your licence under Section 13 ends immediately; you must cease all use of the Content and destroy any copies in your possession; and Sections 2, 4–9, 12 (chargebacks), 14, 15, 17, 19, 21, and 24–34 survive.
By using the Services, you expressly acknowledge, represent, and agree that:
Release. To the maximum extent permitted by applicable law, you release, waive, and discharge the Released Parties from any and all claims, demands, liabilities, damages, and losses of every kind arising out of or relating to: (a) your trading, investment, or financial decisions or their outcomes; (b) your reliance on any Content, Demonstration, Report Card, Leaderboard, or communication; (c) the acts or omissions of other Members or of any Third-Party Service; or (d) your participation in any community, class, or event — in each case whether based in contract, tort (including negligence), statute, or otherwise. This release does not apply to liability that cannot be released under applicable law.
The exclusions and limitations in this Section apply to the fullest extent permitted by law but do not exclude or limit any liability that cannot lawfully be excluded or limited — including, where applicable, liability for fraud, fraudulent misrepresentation, or for death or personal injury caused by negligence, or rights you may have under mandatory consumer-protection legislation (see Section 28). Each provision of Sections 24–27 is severable, operates independently, and reflects an agreed allocation of risk on which the pricing of the Services is based; the Services would not be offered at these prices without these provisions.
You agree to defend, indemnify, and hold harmless the Released Parties from and against any and all claims, demands, actions, investigations, liabilities, damages, losses, fines, penalties, costs, and expenses (including reasonable legal fees on a full-indemnity basis) arising out of or relating to: (a) your access to or use of the Services; (b) your breach of these Terms or of any representation or warranty in them; (c) your User Content; (d) your violation of any law or of any third party's rights, including intellectual-property, privacy, or publicity rights; (e) your trading, investment, or financial activities or decisions, or those of any person acting on information you provided to them; (f) in the case of a parent or legal guardian, the access to or use of the Services by a Minor for whom you accepted these Terms, and any misrepresentation regarding age or consent; and (g) any dispute between you and any other Member or any Third-Party Service. We reserve the right, at your expense, to assume the exclusive defence and control of any matter subject to indemnification, in which case you agree to cooperate with our defence. You may not settle any such claim in a manner that imposes any obligation or admission on any Released Party without our prior written consent.
Some jurisdictions confer rights on consumers that cannot be excluded, restricted, or modified by contract. Nothing in these Terms excludes, restricts, or modifies any right or remedy you have under applicable law that cannot lawfully be excluded, restricted, or modified — including, if and to the extent applicable to you, rights under the Business Practices and Consumer Protection Act (British Columbia) (including any non-waivable cancellation rights for distance sales or future performance contracts and any right to bring certain claims before a court), the Consumer Protection Act (Québec), or equivalent legislation of your province, state, or country. To that extent, these Terms — including the arbitration agreement, class action waiver, disclaimers, release, and limitations of liability — apply only to the maximum extent permitted, and are modified or severed to the minimum extent necessary to comply, leaving the remainder in full force. If you reside in Québec, provisions of these Terms that are unenforceable against Québec consumers (including mandatory arbitration and the class action waiver) do not apply to you.
These Terms, the Services, and any dispute or claim (including non-contractual disputes) arising out of or in connection with them are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. Subject to Section 30, the parties attorn to the exclusive jurisdiction of the courts of British Columbia, sitting in Vancouver, for any matter not subject to arbitration, except that mandatory consumer-protection law may entitle you to bring certain proceedings in your local courts.
Step 1 — Informal resolution. Before commencing any proceeding, you agree to first contact us at info@schooloftrading.ca with a written description of the dispute and give us thirty (30) days to attempt in good faith to resolve it.
Step 2 — Binding arbitration. Except as provided below, any dispute, claim, or controversy arising out of or relating to these Terms or the Services — including their formation, interpretation, breach, or termination, and including whether the dispute is arbitrable — that is not resolved informally shall be finally resolved by confidential, binding arbitration administered by the Vancouver International Arbitration Centre (VanIAC) under its applicable rules, before a single arbitrator, seated in Vancouver, British Columbia, conducted in English, with the possibility of virtual hearings. Judgment on the award may be entered in any court of competent jurisdiction. Each party bears its own legal costs unless the arbitrator awards otherwise, and arbitration fees are allocated per the applicable rules (we will consider reasonable requests to relieve demonstrated hardship in filing fees for individual consumer claims).
Exceptions. Nothing in this Section prevents either party from: (a) bringing an individual claim within the monetary jurisdiction of the Small Claims Court / Civil Resolution Tribunal of British Columbia (or your local equivalent, where mandatory law so provides); (b) seeking urgent injunctive or equitable relief in court to protect intellectual property or confidential information or to prevent unauthorized access; or (c) pursuing any claim or remedy that applicable law provides cannot be subject to mandatory arbitration or cannot be waived (see Section 28).
Class action waiver. To the maximum extent permitted by applicable law, all disputes must be brought in the parties' individual capacities only, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding, and the arbitrator may not consolidate claims or preside over any representative proceeding. If this class action waiver is found unenforceable as to a particular claim, then that claim (and only that claim) shall proceed in court, and the waiver shall remain enforceable as to all other claims.
Opt-out. You may opt out of this arbitration agreement (but not the rest of these Terms) by sending written notice to info@schooloftrading.ca within thirty (30) days of first accepting these Terms, stating your name, account email, and intent to opt out of arbitration.
Electronic dealings. You consent to transact with us electronically and agree that electronic records, signatures, click-accept actions, and communications satisfy any legal requirement for writing or signature to the fullest extent permitted by law. You agree that we may deliver notices, disclosures, invoices, and amendments electronically, to the email address on your account or through the Services, and that such notices are effective when sent or posted. You are responsible for keeping your contact information current.
Commercial electronic messages. Where required by Canada's Anti-Spam Legislation (CASL) or other applicable law, we send marketing communications only with appropriate consent, identify ourselves in each message, and include a functioning unsubscribe mechanism. You may withdraw marketing consent at any time via the unsubscribe link or by contacting info@schooloftrading.ca; we will give effect to withdrawals without delay and in any event within ten (10) business days. Transactional and service messages (such as receipts, class notices, and security or legal notices) are not marketing and may be sent as needed to provide the Services.
Notices to us. Legal notices to the Company must be sent in writing to and by email to info@schooloftrading.ca, and are effective on receipt.
Our collection, use, disclosure, and retention of personal information — including information about Minors, session recordings, Report Cards, Leaderboards, and marketing consents — are described in our Privacy Policy, which forms part of these Terms. By using the Services you acknowledge the Privacy Policy and consent to the practices it describes, subject to your rights under applicable privacy law.
Entire agreement. These Terms, together with the policies incorporated by reference and any offering-specific terms presented at purchase, constitute the entire agreement between you and the Company regarding the Services and supersede all prior or contemporaneous understandings, statements, and representations, whether oral or written, on which you agree you have not relied. Order of precedence. If offering-specific terms conflict with these Terms, the offering-specific terms govern for that offering. Severability. If any provision is held invalid or unenforceable, it will be modified to the minimum extent necessary or severed, and the remainder will continue in full force. No waiver. Our failure or delay to enforce any provision is not a waiver of it or of any other provision. Assignment. You may not assign or transfer these Terms or any rights under them without our prior written consent; we may assign these Terms without restriction, including in connection with a merger, acquisition, financing, reorganization, or sale of assets. Force majeure. The Company is not liable for any failure or delay caused by events beyond its reasonable control, including acts of God, natural disasters, epidemics, war, terrorism, civil unrest, labour disputes, power or internet failures, third-party platform outages, cyber incidents, or acts of government. No third-party beneficiaries. Except that each Released Party may enforce the protections expressed in its favour, these Terms create no rights in any third party. Interpretation. Headings are for convenience only; "including" means "including without limitation"; the contra proferentem rule does not apply. Language. The parties have requested that these Terms and all related documents be drawn up in English. Les parties ont exigé que les présentes conditions et tous les documents connexes soient rédigés en anglais. Survival. Provisions which by their nature should survive termination will survive, including those listed in Section 23.
S.O.T. School of Trading Inc.
Attn: Legal
Email (legal): info@schooloftrading.ca
Email (support): info@schooloftrading.ca
